Nota Simple
Definition
A nota simple is an official summary document from the Spanish Land Registry (Registro de la Propiedad) that shows the current ownership details of a property, any mortgages or charges secured against it, any restrictions on the title, and the cadastral reference. It is the most important due diligence document for any property purchase in Spain.
Why It Matters
Reviewing a nota simple before committing to any property purchase is essential. It reveals who legally owns the property, whether there are any debts or mortgages secured against it, and whether there are any restrictions on ownership or use.
Where It Appears in the Buying Process
A nota simple should be obtained by your lawyer at the due diligence stage before signing any binding contract. For off-plan purchases it is obtained for the land on which the development will be built.
Related Questions
Is Buying Off-Plan in Spain Safe?
Yes, buying off-plan in Spain is safe when you use an independent lawyer, verify the developer, and ensure all stage payments are protected by bank guarantees.
What Should I Check Before Reserving an Off-Plan Property?
Before reserving, check the developer track record, building licence status, payment schedule, bank guarantee structure, specification documents and the reservation contract terms.
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